The MCR decreased due to favorable prior period reserve development, affordability and medical cost management initiatives, and pricing trends
We have elevated our audit, clinical policy and payment integrity tools to protect customers and patients from unnecessary costs
Medical costs decreased primarily due to fewer people served across UnitedHealthcare and Optum Health and favorable prior period reserve development
Earnings from operations at Optum Health increased due to cost management, increased favorable reserve development and the net decrease in loss contract reserves
no findingread · nothing bore on it
It held on this filing. No finding was written because nothing in it bore on the reason — the sentences it was read against are below.