The Company launched Thrive, a three-year program expecting approximately $500 million of cost and approximately $400 million total annualized savings
Business Client Services (BCS) was formed to centralize investments in operational excellence, data, artificial intelligence and other analytics
The Company incurred $239 million of restructuring costs through June 30, 2026, primarily severance
no findingread · nothing bore on it
It held on this filing. No finding was written because nothing in it bore on the reason — the sentences it was read against are below.
the evidence · every sentence checkedfour sentences · whole, uncut
the claims it rests on · in our words, not the filing’s