Citigroup (C) — structural tailwind, read against the 10-Q

Citigroupreason 04 of 4a reason to hold, not a barrierderived 2026-09-08accession 0000831001-26-000045

Net interest income was $17.1 billion for second quarter of 2026, an increase of 13% or $2.0 billion from prior-year period

Citi's balance sheet is asset sensitive, resulting in higher net interest income in increasing interest rate scenarios

Markets NII increased 41% or $1.2 billion

Non-Markets NII increased 6% or $0.8 billion

the finding

Net interest income increased from $15.7 billion to $17.1 billion and year-over-year growth rose from 12% to 13%, consistent with the stated NII growth reason.

before · risk factors · 2026-03-31 → 2026-06-30

“$15.7 billion on a reported basis, an increase of 12%, or $1.7 billion”

→ after

“$17.1 billion on a reported basis, an increase of 13%, or $2.0 billion”