Bank Of Americareason 04 of 4a reason to hold, not a barrierderived 2026-09-11accession 0000070858-26-000394
Excess capital above regulatory minimums, paired with liquidity ratios comfortably above requirements, gives management flexibility to return capital through buybacks and dividends while maintaining a cushion to absorb unexpected losses or regulatory changes.
the thesis · admitted · the reason above is the thesis, not printed twice
no findingread · nothing bore on it
It held on this filing. No finding was written because nothing in it bore on the reason — the sentences it was read against are below.
the evidence · every sentence checkedfour sentences · whole, uncut
the claims it rests on
“At June 30, 2026, the Corporation's CET1 capital ratio was 11.2 percent under the Standardized approach, compared to a minimum CET1 requirement of 10.0 percent.”
“During the three months ended June 30, 2026, the Corporation repurchased $6.0 billion of common stock.”
“On July 23, 2026, the Corporation's Board declared a quarterly common stock dividend of $0.32 per share, an increase of 14 percent compared to the prior quarterly dividend.”
“Our average consolidated LCR was 112 percent for the three months ended June 30, 2026; our average consolidated NSFR was 117 percent for the same period.”